Solar Panel Calculator for New York (NY)

Calculate how many solar panels you need in New York, estimated costs after the 30% federal tax credit, payback period, and 25-year savings. Based on 3.6 peak sun hours/day and $0.225/kWh average electricity rate.

Peak Sun Hours
3.6 hrs/day
Avg Rate
$0.225/kWh
Net Metering
Yes (VDER/NEM)
Solar Rank
#13/51

☀️ New York Solar Panel Calculator

4,889 kWh
400W
100%

Your New York Solar System

Panels Needed
142
System Size
56.80 kW
Annual Production
59,708 kWh
Gross Cost
$178,920
Federal ITC (30%)
-$53,676
Net Cost
$125,244
Annual Savings
$14,628/yr
Payback Period
8.6 years
25-Year Savings
$240,468
CO₂ Offset
32.8 tons/yr
Trees Equivalent
547/yr
💰 SREC Income: ~$1,194/year from New York's SREC program at $20/MWh

⚠️ Estimates only. Actual costs and production vary. Consult a licensed solar installer. NEC Article 690 compliance required.

Solar System Sizes by Usage in New York

Monthly kWhPanelsSystem kWNet CostSavings/yrPayback
500 kWh156.0$13,230$1,4199.3 yrs
750 kWh228.8$19,404$2,0819.3 yrs
1,000 kWh2911.6$25,578$2,7449.3 yrs
1,250 kWh3714.8$32,634$3,5009.3 yrs
1,500 kWh4417.6$38,808$4,1639.3 yrs
2,000 kWh5823.2$51,156$5,4879.3 yrs
2,500 kWh7329.2$64,386$6,9069.3 yrs

Based on 3.6 peak sun hours/day, $0.225/kWh, $3.15/W install cost, 80% derate. 30% federal ITC applied.

Complete Guide to Solar Panels in New York (2026)

New York receives an average of 3.6 peak sun hours per day, where high electricity rates can offset moderate sun hours. With average residential electricity rates of $0.225/kWh, solar offers exceptional savings potential.

Solar Installation Costs in New York

The average cost to install solar panels in New York is $3.15 per watt before incentives. For a typical 8 kW system, that translates to approximately $25,200 gross, or $17,640 after the 30% federal ITC. Available incentives: Federal ITC (30%), NY-Sun incentives, state tax credit (25%), SREC.

Net Metering in New York

New York net metering status: Yes (VDER/NEM). New York offers generous stacked incentives: federal ITC + state 25% tax credit + NY-Sun rebates.

NEC Requirements for Solar in New York

All solar installations must comply with NEC Article 690 — Solar PV Systems. Key requirements:

NEC 690.8 — Circuit Sizing: PV conductors must carry at least 125% of maximum circuit current. For a 10A string, conductors must be rated for 12.5A minimum.

NEC 690.12 — Rapid Shutdown: Module-level shutdown must reduce voltage to 80V or less within 30 seconds. Critical for firefighter safety.

NEC 690.31 — Wiring Methods: USE-2 or PV Wire within the array; approved wiring methods (EMT, rigid conduit, MC cable) for building penetrations.

NEC 310.15 — Ampacity Derating: Conductors in conduit must be derated per Table 310.15(B)(3)(a). Account for seasonal temperature variations when sizing conductors. Use our Wire Size Calculator and Derating Calculator for proper sizing.

Solar Wire Sizing for New York

Panel strings to combiner box: Typically 10 AWG USE-2 or PV Wire for runs up to 100 feet. Use our Solar Wire Size Calculator to verify.

DC main run to inverter: Usually 6 AWG or 4 AWG THWN-2 in conduit. Keep DC voltage drop under 1.5% with our Voltage Drop Calculator.

AC from inverter to panel: A 7.6kW inverter on 240V draws ~32A, requiring a 40A breaker and 8 AWG copper minimum. Verify with our Breaker Size Calculator.

Environmental Impact

A 56.80 kW system in New York offsets approximately 32.8 metric tons of CO₂ per year, equivalent to planting 547 trees annually. New York grid carbon intensity: 0.55 lbs CO₂/kWh.

Disclaimer: Estimates only. Actual costs and production vary by roof orientation, shading, installer, and equipment. Consult a licensed solar installer in New York. NEC Article 690 compliance required for all installations.

Frequently Asked Questions

Top 10 Solar States Comparison

RankStateSun HoursRateCost/Watt
#1California5.8$0.267$2.82
#2Hawaii5.2$0.387$3.35
#2Texas5.3$0.134$2.6
#3Arizona6.5$0.134$2.55
#4Florida5.5$0.145$2.6
#5Nevada6.2$0.127$2.55
#6Massachusetts3.8$0.268$3.2
#7New Jersey4.2$0.175$2.9
#8New Mexico6.2$0.137$2.75
#9Colorado5.5$0.148$2.9

See also: Electricity Cost in New York