Solar Panel Calculator for Massachusetts (MA)

Calculate how many solar panels you need in Massachusetts, installed cost, payback period, and 25-year savings — updated for 2026 (the 30% federal tax credit expired December 31, 2025). Based on 3.8 peak sun hours/day and $0.268/kWh average electricity rate.

Peak Sun Hours
3.8 hrs/day
Avg Rate
$0.268/kWh
Net Metering
Yes
Solar Rank
#6/51

☀️ Massachusetts Solar Panel Calculator

4,104 kWh
400W
100%

Your Massachusetts Solar System

Panels Needed
113
System Size
45.20 kW
Annual Production
50,154 kWh
Installed Cost
$144,640
Federal Credit
Expired 2025
Net Cost
$144,640
Annual Savings
$15,197/yr
Payback Period
9.5 years
25-Year Savings
$235,276
CO₂ Offset
34.1 tons/yr
Trees Equivalent
568/yr
💰 SREC Income: ~$1,755/year from Massachusetts's SREC program at $35/MWh

⚠️ Estimates only. Actual costs and production vary. Consult a licensed solar installer. NEC Article 690 compliance required.

Solar System Sizes by Usage in Massachusetts

Monthly kWhPanelsSystem kWNet CostSavings/yrPayback
500 kWh145.6$17,920$1,66510.8 yrs
750 kWh218.4$26,880$2,49810.8 yrs
1,000 kWh2811.2$35,840$3,33110.8 yrs
1,250 kWh3514.0$44,800$4,16310.8 yrs
1,500 kWh4216.8$53,760$4,99610.8 yrs
2,000 kWh5522.0$70,400$6,54210.8 yrs
2,500 kWh6927.6$88,320$8,20710.8 yrs

Based on 3.8 peak sun hours/day, $0.268/kWh, $3.2/W install cost, 80% derate. No federal credit applied (25D expired Dec 31, 2025).

Complete Guide to Solar Panels in Massachusetts (2026)

Massachusetts receives an average of 3.8 peak sun hours per day, where high electricity rates can offset moderate sun hours. With average residential electricity rates of $0.268/kWh, solar offers exceptional savings potential.

Solar Installation Costs in Massachusetts

The average cost to install solar panels in Massachusetts is $3.20 per watt before incentives. For a typical 8 kW system, that translates to approximately $25,600 installed. The 30% federal ITC expired for systems installed after December 31, 2025, so state and utility programs are now the main cost reducers. Available incentives: Federal ITC (30%), SMART program, state tax credit ($1,000).

Net Metering in Massachusetts

Massachusetts net metering status: Yes. Massachusetts SMART program and high electricity rates make it one of the top solar ROI states.

NEC Requirements for Solar in Massachusetts

All solar installations must comply with NEC Article 690, Solar PV Systems. Key requirements:

NEC 690.8, Circuit Sizing: PV conductors must carry at least 125% of maximum circuit current. For a 10A string, conductors must be rated for 12.5A minimum.

NEC 690.12, Rapid Shutdown: Module-level shutdown must reduce voltage to 80V or less within 30 seconds. Critical for firefighter safety.

NEC 690.31, Wiring Methods: USE-2 or PV Wire within the array; approved wiring methods (EMT, rigid conduit, MC cable) for building penetrations.

NEC 310.15, Ampacity Derating: Conductors in conduit must be derated per Table 310.15(B)(3)(a). Account for seasonal temperature variations when sizing conductors. Use our Wire Size Calculator and Derating Calculator for proper sizing.

Solar Wire Sizing for Massachusetts

Panel strings to combiner box: Typically 10 AWG USE-2 or PV Wire for runs up to 100 feet. Use our Solar Wire Size Calculator to verify.

DC main run to inverter: Usually 6 AWG or 4 AWG THWN-2 in conduit. Keep DC voltage drop under 1.5% with our Voltage Drop Calculator.

AC from inverter to panel: A 7.6kW inverter on 240V draws ~32A, requiring a 40A breaker and 8 AWG copper minimum. Verify with our Breaker Size Calculator.

Environmental Impact

A 45.20 kW system in Massachusetts offsets approximately 34.1 metric tons of CO₂ per year, equivalent to planting 568 trees annually. Massachusetts grid carbon intensity: 0.68 lbs CO₂/kWh.

Disclaimer: Estimates only. Actual costs and production vary by roof orientation, shading, installer, and equipment. Consult a licensed solar installer in Massachusetts. NEC Article 690 compliance required for all installations.

Frequently Asked Questions

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Top 10 Solar States Comparison

RankStateSun HoursRateCost/Watt
#1California5.8$0.267$2.82
#2Hawaii5.2$0.387$3.35
#2Texas5.3$0.134$2.6
#3Arizona6.5$0.134$2.55
#4Florida5.5$0.145$2.6
#5Nevada6.2$0.127$2.55
#6Massachusetts3.8$0.268$3.2
#7New Jersey4.2$0.175$2.9
#8New Mexico6.2$0.137$2.75
#9Colorado5.5$0.148$2.9

See also: Electricity Cost in Massachusetts

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